Car leasing vs car subscription
Compare your driving options
Why this guide?
When it comes to driving options, there’s no shortage of fine print, confusing terms, and marketing spin. This guide is designed to give you real clarity—so you can make the smartest choice for your lifestyle and budget.
Clear, jargon-free insights
We break down leasing and subscription in plain English. No sales talk. No confusing contract terms. Just what you need to know, all in one place.
Real numbers, real flexibility
Understand the financial commitment behind a car lease—upfront costs, long-term lock-ins, and exit fees—compared to the flexible, all-inclusive nature of a Carbar subscription. See the differences clearly so you’re not caught off guard later.
Trusted by thousands of Australians
Carbar is already helping thousands of Australians enjoy car access without the stress—whether it's through flexible subscriptions or smarter alternatives to traditional leases. Let our experience guide your next move.
If you're happy to drive the same vehicle for several years and prefer lower monthly payments compared to financing a purchase, leasing could be a smart fit.
What is a car lease?
Car leasing gives you access to a new vehicle for a fixed period—typically between 24 to 48 months. It’s a structured, long-term arrangement suited to drivers who value predictability and don’t plan to switch cars often.
With a lease, you’ll typically:
- Stick to an agreed mileage limit
- Cover servicing, maintenance, and general wear and tear
- Return the car at the end of the term (with the option to buy in some cases)
If you're happy to drive the same vehicle for several years and prefer lower monthly payments compared to financing a purchase, leasing could be a smart fit.
What is a carbar subscription?
Carbar’s car subscription model offers a flexible, all-inclusive alternative to traditional car ownership or leasing. It’s designed for drivers who want simplicity, convenience, and the freedom to change as life changes.
Here's how it works:
One flat monthly fee – covers insurance, registration, servicing, and roadside assistance
Swap or cancel anytime – ideal for changing lifestyles, jobs, or growing families
Choose from a wide range of vehicles – SUVs, EVs, city hatchbacks, and more
Think of it as a streaming-style service for driving: everything bundled, no long-term contracts, and complete control at your fingerstips.
How to decide: 3 quick questions
Not sure wheter. leasing or subscribing is right for you? Ask yourself these three simple questions:
How often do your vehicle needs change?
Steady routine
Leasing could be a good fit if you want consistency over time
Changing lifestyle of growing family
A carbar subscription offers the flexibility to adapt as your needs evolve.
Financial control
Don't like dealing with admin?
A subscription wraps everything—insurance, rego, servicing—into one easy monthly fee.
Prefer control over each cost?
Leasing separates these expenses, which means more management but potentially more choice.
What's your total budget?
Leasing often comes with a lower monthly payment–but you'll need to budget separately for insurance, tyres, servicing, and unexpected costs.
Subscription shows the true cost up front, with no hidden extras—ideal if you want predictable, all-in pricing.
Frequently asked questions
Yes, we perform a quick credit check as part of the approval process. It won't affect your credit score.
Approvals are typically completed within 24 hours, with pickup available in as little as 48 hours.
Absolutely. You can add extra drivers via your carbar dashboard at no additional cost.
