A flexible, tax effective way to salary package a car!

  • Corporate businesses can register and unlock staff benefits for FREE
  • Removes the financial and contractual burden of traditional leasing models
  • Staff can save on GST and potential tax benefits by salary sacrificing
  • Free access to customised communications and imagery
Backed by IAG, Australia’s largest general insurer.

How Novated Subscription works

Unlocking this unique employee benefit is easy. Here’s how it works...

Register your business

If you employ more than 10 staff you could be eligible for our Novated Subscription program

Staff sign-up with their work email and subscribe to a car, all online

Shop a large range of quality new and used cars and submit an order online. It takes just 5 minutes

HR approves order and payment is made via Payroll

Once approved, payments will be paid by payroll using a combination of your pre and post-tax salary.

Staff enjoy all the perks from carbar

A fully maintained car with the flexibility to stop or swap with 2 weeks notice. And if they stay subscribed, they’ll save with carbar’s Loyalty program.

Car subscription vs lease vs long term rental

Car subscriptions are more affordable than rentals for medium to long-term use, while being a lot more flexible than the shortest lease available in market.


  • Exclusive use of car
  • Registration
  • Roadside Assist
  • Insurance
  • Range of vehicles to choose from
  • Maintenance
  • Car swap *
  • Delivery or pick up
  • Accident Management + Loan Car
  • No lock-in contract

Long Term Rental



* In certain circumstances we may need to swap your car (e.g. if there is a maintenance or other issue) – in which case we will, subject to availability, try to replace the car with an equivalent car. See terms and conditions for more details.

Why salary sacrifice a subscription with carbar?

Convenient, all-inclusive price

Enjoy complete peace of mind with all running and operating costs wrapped up into a simple weekly payment. Fuel packaging available. Tolls excluded.

Flexible - no lock-in contracts

Need to go overseas for a promotion or a bigger car for a growing family, carbar only needs 2 weeks notice to change or end your subscription.

Simple, hassle-free

We offer an online shopping experience that is simple and straightforward, a theme that will continue throughout the subscription.

Staff save money

As subscription and fuel costs are passed back to the employer to pay this expense via payroll, subscribers pay less through a novated subscription service.

Potential tax benefits

Instead of paying with money you have left over after tax, your subscription is paid with funds from a combination of your pre and post-tax salary.

Access to carbarConnect

Get a real time view of your car’s information on your phone. Check fuel levels and battery charge. Navigate your way to your lost parked car. Track and tag trips to download a logbook.


Register your interest or business with us and a Carbar representative will be in touch.

You can be confident in knowing we’re proudly backed by Insurance Australia Group.

IAG is the name behind some of the most trusted and respected insurance brands in the regions in which it operates. Its businesses have helped people recover from natural disasters, accidents and loss since 1851.

IAG’s businesses underwrite over $11billion of premium per annum, selling insurance under many leading brands including NRMA Insurance, CGU, SGIO, SGIC, Swann Insurance and WFI (Australia); and NZI, State, AMI and Lumley Insurance (New Zealand).

Standard & Poor’s has assigned a ‘Very Strong’ Insurer Financial Strength Rating of ‘AA-‘ to the Group’s core operating subsidiaries.